Individual Voluntary Arrangement (IVA)

Debt Management

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All about IVA's:
Individual Voluntary Arrangement (IVA)
Introduction to Iva's
Summary of Advantages
Some Disadvantages
Questions & Answers


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Debt Management


"
Before I made the phone call to 123 Debt Solutions every month was a struggle. They helped me through by setting an affordable amount to pay my creditors, so instead of paying £980 per month I now pay £350 per month for fixed period of time. Debt management planning has really helped to clear my debts.
" - NV
> More testimonials

123 Debt Solutions

Free Initial IVA Debt Advice & Help

Get Out of Debt!

Do you want to get out of debt? Who doesn't!? The stress on you, your health, your relationships with family and friends can sometimes seem too much to bear. But for those people who want to make a concerted effort to remove the debt from their lives, there is help available.

Wouldn't you like to be lying in the sun somewhere, enjoying the finer things in life? Or how about buying that new car without worrying about how you will make the high repayments? So what could you do now to fix your current situation? You could seek help from professional debt advisors, call them now, most use a free phone number, but whilst you are on hold, how about looking at some ways to fix your situation.

There are two way to stop getting into MORE debt. Earn more or spend less. Most people don't have the time these days to get another job, so you are going to need to cut down on what you spend. Reducing your expenses can seem a bit painful, but a few nips and tucks here and there can save you from a saggy bank balance. Do you eat out a lot? Or perhaps you order takeaway more than not, that's an expense you could do without. Of course it's nice to eat well, but shopping at the supermarket will save you money right away. When you go to the supermarket, never go when you're hungry, if you can, take a walk to the supermarket after you've eaten, that way you'll walk off the food and you won't buy as much. Do you have magazine, dvd or subscriptions that you can really do without?

One of the easiest ways to get out of debt requires a pair of scissors and your credit cards. Do I need to spell out to you what happens next? Well, okay, you cut them up. It's amazing, you won't see any additional purchases on your card statements from now on! If you can't bear to do this, why not call them up and voluntarily ask them to lower your credit limit to half what it is now. That'll put a dent in your ability to make more debt.

One of the most obvious things is SEEK HELP! If you are serious about getting out of debt, why not give our professional debt advisors a call on FREE PHONE 0808 22 22 123.

Its as easy as 123, call 0808 22 22 123 or fill in our online enquiry form.

123 Debt Solutions Ltd, 31 Davenham Court, Childwall, Liverpool, L15 8GD, UK.
Phone: 0808 22 22 123 Email: info@123debtsolutions.co.uk.
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Debt Management and IVA Plans New for 2007