Individual Voluntary Arrangement (IVA)

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All about IVA's:
Individual Voluntary Arrangement (IVA)
Introduction to Iva's
Summary of Advantages
Some Disadvantages
Questions & Answers

Information Pages:
Information
Debt Questions


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Debt Management


"
Before I made the phone call to 123 Debt Solutions every month was a struggle. They helped me through by setting an affordable amount to pay my creditors, so instead of paying £980 per month I now pay £350 per month for fixed period of time. Debt management planning has really helped to clear my debts.
" - NV
> More testimonials

123 Debt Solutions

Free Initial IVA Debt Advice & Help

Financial Help

We don't come into this world with financial management skills and most of us have to acquire them as we go through life, which often leads us to learn by our mistakes. This can be a very painful way to learn! Most of us know the frustration of wasting money or coming to the end of our wages a little too far from the next pay day for comfort. This usually leads to us having to borrow money via a loan or credit cards for the finer things in life like a holidays or a car.

Unfortunately, most of us live somewhat beyond our means. Television, film and the Media seem to signal to us ways that we should be living our lives that often way beyond the financial capacities. Nice cars, foreign travel, plasma televisions, expensive shoes all stretch our personal finances to breaking point.

When we have to borrow money to fund these lifestyle choices, we never tend to get a salary or wage rise at the same level. To this end, our monthly (and yearly) outgoings increase, but our monthly income remains reasonably the same. The result? Continued and spirally debts cause misery as we pay more and more money to the creditors and have less and less to enjoy life with.

However, help is at hand. A number of organisations are available to help you get your personal financial affairs straight. Of course, you can look to the Citizens Advice Bureau, a well respect organisation, set up to help people with a range of problems, their busy staff are volunteers and can help with some financial issues. However, it is better to go to a professional company or organisation that can place assisting you at the heart of their activities. These companies can offer financial help in a range of areas, from advice on managing your debt to helping you arrange an Individual Voluntary Arrangement.

If you are looking for financial help, contact us on 0808 22 22 123 or fill in our online enquiry form.

123 Debt Solutions Ltd, 31 Davenham Court, Childwall, Liverpool, L15 8GD, UK.
Phone: 0808 22 22 123 Email: info@123debtsolutions.co.uk.
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