Individual Voluntary Arrangement (IVA)

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All about IVA's:
Individual Voluntary Arrangement (IVA)
Introduction to Iva's
Summary of Advantages
Some Disadvantages
Questions & Answers

Information Pages:
Information
Debt Problems


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Debt Management


"
Before I made the phone call to 123 Debt Solutions every month was a struggle. They helped me through by setting an affordable amount to pay my creditors, so instead of paying £980 per month I now pay £350 per month for fixed period of time. Debt management planning has really helped to clear my debts.
" - NV
> More testimonials

123 Debt Solutions

Free Initial IVA Debt Advice & Help

Debt Problems

Do you have Debt Problems? Join the club, almost two million people in the UK alone have over ten thousand pounds worth of debt on a credit card. That's not to mention personal loans, unsecured loans, mortgages, store cards and other types of debt. Over forty thousand court orders for the repossession of homes have been issued in the last twelve months. Before things get to that stage, you ought to seek some form of financial advice for your debt problems from well qualified, professional credit and debt counseling advisors.

Debt problems can lead to serious stress, this can lead to mental and physical health worries. The pressure to maintain a particular lifestyle or even to put a roof over our and/or our family's head can induce terrible strain on us. If you suffer from mental or physical illness, this may further impair your ability to pay your debts and lead to further stress and deeper debt problems.

If you are serious about seeking help, you should contact a debt specialist. There are two different types of debt that you should consider if you have debt problems. Priority debts such as Rent, Taxes, Fines and Council Tax, where there is a significant chance of your circumstances becoming intolerable or even imprisonment if you don't make the payments. The next are non-priority debts which basically means everything else. Although many creditors (those people you have borrowed money, goods or services from) will try very hard to push you into repayment, they are secondary to payments made to the priority debts. However, just because we are considering those debts as non-priorities for the sake of improving your current and immediate circumstances, one should never forget the ramifications of non-payment to these, including court and bailiff action.

If you have debt problems and you'd like some advice, why not contact us at 0808 22 22 123.

Its as easy as 123, call 0808 22 22 123 or fill in our online enquiry form.

123 Debt Solutions Ltd, 31 Davenham Court, Childwall, Liverpool, L15 8GD, UK.
Phone: 0808 22 22 123 Email: info@123debtsolutions.co.uk.
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